Is First Premier Bank A Good Credit Card

This is not a card that we recommend using. The First PREMIER Bank credit card is designed specifically for those with low credit scores.

First Premier Bank Credit Card Info Reviews Credit Card Insider

This secured card requires a minimum 300 cash deposit that becomes your credit limit.

Is first premier bank a good credit card. Since 1989 weve been helping individuals and families with less-than-perfect credit work towards getting the credit they need to improve their financial health. The First PREMIER credit card is a pricey unsecured card for people with poor credit who need to borrow a small amount of money for emergency expenses and have few alternatives. The First PREMIER Bank Mastercard Credit Card has great beneﬁts and valuable tools for those whod like to make ﬁnancial progress.

Then youll pay an annual fee and monthly fees that depend on your initial credit limit. The Indigo Platinum Mastercard or Capital One Platinum Credit Card. Discover what millions of our cardholders already know we believe in helping good people build credit.

So if you have good or excellent credit or can be approved for a no-annual-fee credit card from other issuers this card isnt for you. Unfortunately this doesnt mean youre guaranteed to be approved when you apply even if your credit score is higher than that of the typical applicant. Before applying for the First Premier Bank Mastercard consider other options for poor credit or no credit history.

The First Premier Mastercard is designed for applicants with poor credit which Experian one of the three credit bureaus defines as having a credit score of. First PREMIER is popular for its subprime credit card offerings which cater to the poor-credit credit scores below 650 consumer market. Youll pay a one-time program fee to open the account which most card issuers dont charge.

The First PREMIER Bank Secured Credit Card is a starter card for people with poor credit who want to improve their financial situation but watch out for the fees. According to the Federal Reserve Board the average interest rate is 15 for all credit cards and 17 for accounts that carry a balance. First Premier Bank Credit Card has a variable purchase.

First Premier Bank Credit Card Review Summary The First PREMIER Bank Mastercard Credit Card is a bad deal even for people with bad credit and its immediately obvious. More spending power is usually a good thing except the First Premier Bank Gold Mastercard has a credit limit increase fee. Youll have to pay First Premier 25-95 for processing right off the bat should you for some reason decide to apply and ultimately get approved.

As the 12th largest issuer of Mastercard credit cards First PREMIER Bank understands customer needs of all types and is there for you. The bad news is that the company know this too and are in a position to do something like charge an annual fee of 50 Which is higher than many upmarket cards and give APRs of 199 on both balance transfers and purchases. But even though tying up money in a secured card deposit isnt ideal the cost of carrying the First Premier Bank Credit Card is so high that a.

The First PREMIER Bank Credit Card can be a worthwhile acquisition for customers aiming to fortify their credit scores. This means that those with low credit scores who would be turned down for unsecured credit from. Other institutions denied me credit because my points.

First premier bank card are no good the give you credit and when you make payments the hold to account for 21 days and if you use your debit card to make payment they still suspend your account and wait for you to verify your banking information Chris Daniels a year ago This card is easy to get but hard to pay for. 75 first year fee without monthly fee after that a 45 annualy fee with 6 dollars per month fee 45 75 after one year. The good news is you will probably be accepted for the First Premier Bank Classic Credit Card.

Everyone else should avoid the First PREMIER Mastercard because of its costly fees which include annual fees of 75 - 125 1st yr 45 - 49 after and monthly fees of up to 1040 among others. This card is greatfull to build your credit. The First Premier Bank Credit Card is one of the few unsecured credit cards designed for people with bad credit meaning you can skip the deposit.

95 one time processing giving you a 300 initial credit limit. First PREMIER Bank was established in 1986 and quickly expanded with the bank currently ranking as the 10th largest issuer of Mastercard credit cards in the US. A Card Created For You So You Can Build Credit 1.

The First Premier Bank Credit Card is an unsecured credit card designed for consumers with low credit scores who otherwise may be turned down for a credit card. The First PREMIER Bank Credit Card has an extremely high APR and huge fees. First Premier Bank Credit Card has higher than average purchase APRs.

While the cards credit limit is strict and its APR high these factors are an effective way to budget wisely and keep balances low thereby showing financial responsibility and improving credit standing.

How To Get Enrolled For First Premier Bank Credit Card Platinum Offer